professional responsibility insurance in Spain Thread poster: Karen Rosenberg
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Does anyone know of the existence of an insurance to cover professional responsibility in Spain? The lawyers have it included in their membership of the "Colegio", to cover any possible errors they might make. I asked an insurance broker to find me something similar, but no reply.
Any information would be appreciated...many thanks
| | | | | As far as I know, no | Jul 31, 2009 |
To my knowledge there is no such thing in Spain. Many customers (translation agencies) in Germany have asked us for this over the years, and we had to tell them every time that unfortunately there was no such kind of insurance in Spain.
Miguel
| | | | | Try the Archives | Jul 31, 2009 |
Hello Monterosa. You can find several previous posts if you do a 'Forum Search' (at left) on 'Insurance in Spain'. Hope this helps. Lesley
| | | | TradRus
Spain
Local time: 16:51
Member (2007)
Spanish to Russian
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| Seguro de responsabilidad civil profesional | Jul 31, 2009 |
It does exist and it's called "seguro de responsabilidad civil profesional".
As far as I know, several insurance companies offer this kind of insurance, you might try contacting Mafre, for example.
Hope it helps!
Regards
Natalia
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Lia Fail (X) 
Spain
Local time: 16:51
Spanish to English
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Feigola wrote:
It does exist and it's called "seguro de responsabilidad civil profesional".
As far as I know, several insurance companies offer this kind of insurance, you might try contacting Mafre, for example.
Hope it helps!
Regards
Natalia
If you want to write to me privately, I can send you details, incl contact numbers and prices
Ailish
| | | | Henry Hinds
United States
Local time: 08:51
English to Spanish
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In memoriam | Any cases of liability? | Jul 31, 2009 |
Whenever this subject of liability insurance comes up, I always ask if anyone knows of any case where a translator has ever been sued for professional liability.
This is a worldwide forum, and to date I have never seen any such case reported, thus meaning that such insurance is of no use.
Does anyone know of a case?
| | | | Lia Fail (X)
Spain
Local time: 16:51
Spanish to English
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Henry Hinds wrote:
Whenever this subject of liability insurance comes up, I always ask if anyone knows of any case where a translator has ever been sued for professional liability.
This is a worldwide forum, and to date I have never seen any such case reported, thus meaning that such insurance is of no use.
Does anyone know of a case?
To a point I agree Henry. For most of the work I do and the kind of clients I have, it's not really an issue. However, now I'm doing a big job alone ... and although teh docs are internal and not for publication, what happens if I fail to deliver on time, for example, for reasons beyond my control? So at least for this job I want to take out insurance.
| | | | Karen Rosenberg
Spain
Local time: 16:51
English to Spanish
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TOPIC STARTER | a wise precaution | Jul 31, 2009 |
A couple of years ago I did a job for an emergency health service, in which the the patient would be rushed to hospital by helicopter from dawn to dusk, and by ambulance from dusk to dawn, and a silly mistake had me putting the helicopter service from dusk to dawn. The client printed out 10,000 contracts on the basis of my translation, and then had to reprint them (around 1.600 euros), that he insisted I paid. Fortunately the lawyer who comissioned the job mediated successfully and I only had t... See more A couple of years ago I did a job for an emergency health service, in which the the patient would be rushed to hospital by helicopter from dawn to dusk, and by ambulance from dusk to dawn, and a silly mistake had me putting the helicopter service from dusk to dawn. The client printed out 10,000 contracts on the basis of my translation, and then had to reprint them (around 1.600 euros), that he insisted I paid. Fortunately the lawyer who comissioned the job mediated successfully and I only had to reimburse the cost of the translation (plus a gift of Pata Negra in gratitude!). She said that if I'd had professional insurance, there would not have been a problem as this would have been covered.
Now I am being asked to translate medical reports, and the clinic asks me if I have professional insurance. No-one is infallible. I think the insurance is a wise backup especially if the patient's doctors are going to medicate on the basis of my translations.
regards to all, and thanks for the information ▲ Collapse
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Henry Hinds
United States
Local time: 08:51
English to Spanish
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In memoriam | No problem, Lia | Jul 31, 2009 |
I cannot see how you could be liable for anything more than the price of the job if for any reason you were to fail to deliver; certainly not unless you signed one of those "horror story" contracts that hold you liable for everything under the sun. And I would not think you would do that.
And would the insurance company pay if the client stiffs you, with or without cause? Perhaps not. Otherwise it could be good insurance to have!
Even the case Monterosa mentions only in... See more I cannot see how you could be liable for anything more than the price of the job if for any reason you were to fail to deliver; certainly not unless you signed one of those "horror story" contracts that hold you liable for everything under the sun. And I would not think you would do that.
And would the insurance company pay if the client stiffs you, with or without cause? Perhaps not. Otherwise it could be good insurance to have!
Even the case Monterosa mentions only involves the price of the job. And Pata Negra... well, I don't know what that might be, but in Chile "el patas negras" is the "other guy" who sees someone's wife or girlfriend on the sly. No liability insurance is good for that either. ▲ Collapse
| | | | Karen Rosenberg
Spain
Local time: 16:51
English to Spanish
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TOPIC STARTER | you haven't lived.... | Aug 1, 2009 |
You havent tried Pata Negra????....you don't know what you're missing!!!!!
http://jamondebellotas.com/jamon_de_bellota/jamon-pata-negra
Cured ham (prosciutto-style) from pigs that are fed only on acorns from the woods. Exquisite, expensive, but well worth spoiling yourself from time to time.
Exported to USA, so you should be able to try ... See more You havent tried Pata Negra????....you don't know what you're missing!!!!!
http://jamondebellotas.com/jamon_de_bellota/jamon-pata-negra
Cured ham (prosciutto-style) from pigs that are fed only on acorns from the woods. Exquisite, expensive, but well worth spoiling yourself from time to time.
Exported to USA, so you should be able to try it.... ▲ Collapse
| | | | Henry Hinds
United States
Local time: 08:51
English to Spanish
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In memoriam | Thanks, Monterosa | Aug 1, 2009 |
That sounds great, I think I'll check it out!
Many of the pigs in this country have traditionally been fed garbage, and they taste like it!
Now I'll have to find out if we can get it here.
| | | | Edward Potter
Spain
Local time: 16:51
Member (2003)
Spanish to English
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I thought Monterosa was referring to the wine, which is quite good:
http://www.bodegasyvinos.info/vinos/1152/
I vaguely remember someone once describing some obscure case where the translator got sued. If true, it is most definitely a one-off.
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Lia Fail (X)
Spain
Local time: 16:51
Spanish to English
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| It's a big job! | Aug 1, 2009 |
Henry Hinds wrote:
I cannot see how you could be liable for anything more than the price of the job if for any reason you were to fail to deliver; certainly not unless you signed one of those "horror story" contracts that hold you liable for everything under the sun. And I would not think you would do that.
And would the insurance company pay if the client stiffs you, with or without cause? Perhaps not. Otherwise it could be good insurance to have!
So I stand to lose a few months' income if anything went wrong. Even if just a claim of the fee I'm charging was made against me, it would be a bit of a disaster. Compared to the cost of a year's insurance, it seems worth it.
The job is not especially complicated, I have a decent deadline, and it's for internal use, so the risks are low in that respect. But the risk in terms of complications/lost earnings are big in terms of the size of the job.
Normally I wouldn't bother, becuase my risks are far less: small jobs, mostly consulted with clients (so minimal likelihood of error), agreed (but flexible in an emergency) deadlines.
Thanks to Monterosa for bringing this up, as her story is telling, and from now on, I will certainly make sure I'm insured when I perceive greater risk (e.g., translating a book or even book chapters).
| | | | | Hello monterosa | Aug 1, 2009 |
Hello,
Yes, you can find professional public liability. Most insurance brokers only work Personal Lines (motor, household, etc.), but I can tell you where to find this type of insurance.
Kind Regards,
Francisco Ramírez.
Insurance Consultant.
monterosa wrote:
Does anyone know of the existence of an insurance to cover professional responsibility in Spain? The lawyers have it included in their membership of the "Colegio", to cover any possible errors they might make. I asked an insurance broker to find me something similar, but no reply.
Any information would be appreciated...many thanks
| | | | Andrew Gray
Spain
Local time: 16:51
Spanish to English
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| Try La Estrella | Dec 9, 2009 |
Try "La Estrella" who insure you on the basis of your annual turnover. Not too expensive. Covers legal costs in any kind of suit brought against you for faulty work.
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