| Pages in topic: [1 2 3] > | Poll: Which of the following payment methods do you prefer? Thread poster: ProZ.com Staff
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This forum topic is for the discussion of the poll question "Which of the following payment methods do you prefer?".
This poll was originally submitted by INES Reisch. View the poll results »
| | | | Mary Worby 
United Kingdom
Local time: 19:50
German to English
+ ...
| Bank transfer | May 6, 2013 |
Every time. I don't accept PayPal or MoneyBookers and cheques are pretty much obsolete these days. Bank transfers within the EU are so quick and easy that any other method would be madness!
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Cash, of course )
| | | | EvaVer (X)
Local time: 20:50
Czech to French
+ ...
Bank transfer within my own country, but... Yes, bank transfers are quick within the EU, but they still cost a fortune if you are outside the Euro zone, and besides, most my international payments come from the US. So PayPal or cheque - above a certain amount, bank charges for a cheque are lower than PayPal charges, and way lower than bank transfer costs. For small amounts from abroad, PayPal is the only viable option (I know nothing about MoneyBookers).
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Michael Harris
Germany
Local time: 20:50
Member (2006)
German to English
| Bank transfer | May 6, 2013 |
within Europe (Switzerland as well in the mean time) as no charges are made. PayPal and Moneybookers tend to have strange fees which is also annoying and why I try to avoid them
@ Eva, Moneybookers is better than Paypal, but they are not in every country
[Edited at 2013-05-06 08:37 GMT]
| | | | neilmac
Spain
Local time: 20:50
Spanish to English
+ ...
| Bank transfer | May 6, 2013 |
Easiest and quickest, as all my clients are in the EU nowadays. I can use Paypal if I'm stuck, but mainly keep it only for things like buying software licences or books, etc.
PS: One of my banks merged with another (Sabadell) last year and the charges have rocketed - they are now charging me for transfers too - so I intend to close that account ASAP.
[Edited at 2013-05-06 08:37 GMT]
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Mary Worby wrote:
Every time. I don't accept PayPal or MoneyBookers and cheques are pretty much obsolete these days. Bank transfers within the EU are so quick and easy that any other method would be madness!
| | | | Simon Bruni
United Kingdom
Local time: 19:50
Member (2009)
Spanish to English
PayPal is second only to Ryanair in my most hated company list. Cynical and always catching you out with ridiculous costs. And the website is just so damn ugly. You are not my pal, PayPal.
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As Eva wrote, the cost of bank transfers can be high, so I accept payments by Paypal and Moneybookers too.
| | | | John Cutler
Spain
Local time: 20:50
Spanish to English
+ ...
| Only bank transfers | May 6, 2013 |
I love it when I see those transfers show up in my bank account.
| | | | Julian Holmes
Japan
Local time: 03:50
Member (2011)
Japanese to English
| Not fond of PayPal, either | May 6, 2013 |
I've been paid only once this way from an overseas customer and I got charges skimmed by PayPal which are not cheap (i.e. extortionate) and then by my bank here once the funds got transferred from PayPal and made it through to clearing.
Also, since Japanese banks are suspicious of overseas bank transfers, I have to be asked what the money is for. If they can't track me down in person, the transfer of the actual spondoolicks into my bank account gets delayed even further.  ... See more
| | | | Thayenga
Germany
Local time: 20:50
Member (2009)
English to German
+ ...
Within Europe I prefer bank transfers. Outside of Europe it's (still) PayPal, though I can't say that I'm too fond of it. (:
My favorite method of getting paid is, of course, cash in hand. This, however, hardly ever happens.
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| I usually go for bank transfers | May 6, 2013 |
Lately, however, the banks have raised the charges for transfers between Scandinavian countries to four times what they used to be!
I have an agreement with one long-term, trusted client that I will invoice him quarterly instead of monthly from now on, but I prefer not to do that with them all.
My economist husband had a long, futile argument with the bank, but they maintain it is their 'normal' practice, in spite of the EU and Nordic Union, and we got nowhere.
... See more Lately, however, the banks have raised the charges for transfers between Scandinavian countries to four times what they used to be!
I have an agreement with one long-term, trusted client that I will invoice him quarterly instead of monthly from now on, but I prefer not to do that with them all.
My economist husband had a long, futile argument with the bank, but they maintain it is their 'normal' practice, in spite of the EU and Nordic Union, and we got nowhere.
So I am surprised to see others claiming transfers are free in the EU, but perhaps it applies in the Euro-zone. Practically all my clients are outside it, and Norway is not in the EU, but usually follows suit on things like that.
We have a PayPal account, but reckon it is for small-trading on E-bay, and never spend more than we can afford to lose! ▲ Collapse
| | | | NataliaAnne
Brazil
Local time: 15:50
Portuguese to English
| International bank transfers are only worthwhile for larger amounts | May 6, 2013 |
International bank transfers are expensive for those of us outside the Eurozone. I worked out that they are only worthwhile for amounts over US$1000, unless the client is willing to pay the bank fees, or at least split them with me. So, crazy as it sounds, PayPal is cheaper for me for smaller amounts. I do envy those of you in the Eurozone who can largely avoid these fees!
| | | | | I hope two groups read these results | May 6, 2013 |
1) Translation agencies
2) PayPal management
There are still too many translation agencies everywhere that consider PayPal the best, because "it costs nothing"... on their side only. They will reluctantly snail-mail a check, or deduct (often more than) their bank's fees for a wire transfer, oblivious to the fact that the payee will have some fees to pay on the receiving end too.
PayPal is built for and owned by eBay, a different business model, where goods are shi... See more 1) Translation agencies
2) PayPal management
There are still too many translation agencies everywhere that consider PayPal the best, because "it costs nothing"... on their side only. They will reluctantly snail-mail a check, or deduct (often more than) their bank's fees for a wire transfer, oblivious to the fact that the payee will have some fees to pay on the receiving end too.
PayPal is built for and owned by eBay, a different business model, where goods are shipped after payment, and there are (costly) internal procedures to backdraft the payment in case they aren't, or if the goods were flawed.
If PayPal considers the translation market interesting, they should probably devise some additional options for the payee to set up on their account, e.g.:
a) all fees charged to payer (this is an option, so eBay sellers can simply use the other one);
b) irreversible payments (ditto).
Both should result in significantly lower fees. Perhaps zero fees for across-border payments, since PayPal already makes (openly) a 3.5% profit on the currency exchange transaction. ▲ Collapse
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And, to top it all, very time-consuming!! 
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